Lender Application Package Template
Pre-formatted document templates for business loan applications, including executive summary, financial projections, and business plan outline.
Fill in each section below with your business information. When complete, print or save as PDF to create your professional lender application package. This package should accompany every business loan application you submit. Lenders who receive a complete, professional package are 3x more likely to approve applications.
Part 1: Executive Summary
The executive summary is the first thing lenders read. It must be compelling, concise, and professional.
Part 2: Business Overview
Provide lenders with a complete picture of your business structure and operations.
Part 3: Financial Projections
Provide realistic, data-backed financial projections. Lenders scrutinize these carefully.
Historical Revenue (Past 3 Years)
| Year | Gross Revenue | Net Profit | Profit Margin |
|---|---|---|---|
| Year -2 | |||
| Year -1 | |||
| Current Year (YTD) |
Projected Revenue (Next 3 Years)
| Year | Projected Revenue | Projected Net Profit | Growth Rate | Key Assumptions |
|---|---|---|---|---|
| Year 1 | ||||
| Year 2 | ||||
| Year 3 |
Part 4: Owner / Principal Information
Complete for each owner with 20%+ ownership stake.
Part 5: Required Documents Checklist
Gather these documents before submitting your application. Missing documents are the #1 reason for delays.
| Document | Required By | Status |
|---|---|---|
| Business tax returns (2–3 years) | All lenders | |
| Personal tax returns (2–3 years) | Most lenders | |
| Business bank statements (6–12 months) | All lenders | |
| Profit & Loss statement (current year) | All lenders | |
| Balance sheet (current) | Most lenders | |
| Articles of Organization / Incorporation | All lenders | |
| Operating Agreement / Bylaws | Most lenders | |
| EIN confirmation letter | All lenders | |
| Business licenses and permits | Most lenders | |
| Personal financial statement | SBA and bank lenders | |
| Accounts receivable aging report | Invoice financing lenders | |
| Collateral documentation (if applicable) | Secured loans |
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